Stay updated with the latest insights on global payment processing, high-risk merchant accounts, compliance, fraud prevention, and secure transaction strategies. The MyntPay Blog brings you expert guides, industry updates, and practical tips to help businesses accept payments smoothly across the EU, North America, and worldwide.
To file a chargeback, call your bank or card issuer, report the disputed transaction, and submit evidence like receipts or screenshots. Most disputes must be filed within 60 to 120
A chargeback costs a merchant the original transaction amount plus a processing fee of $20 to $100 per dispute. When lost goods, shipping, and staff time are included, the true
Chargeback bills IT costs back to business departments directly, while showback only reports what those costs would be without transferring funds. Both models improve cost visibility, but chargeback creates stronger
A return item chargeback is a bank fee charged to the person who deposited a check when that check bounces. The bank reverses the deposit and deducts a fee—typically around
A dispute is a formal complaint a customer raises with their bank or card issuer about a transaction. A chargeback is what happens when that dispute escalates and the bank
A chargeback and a refund both return money to a customer — but they work very differently. A refund is issued voluntarily by a merchant, while a chargeback is a
 Running a high-risk business shouldn’t mean constant payment failures or sudden account shutdowns. Our team specializes in placing high-risk merchants with bank-approved, compliance-ready merchant accounts designed for stability, scalability, and global transactions.Â
